The Freedom Caucus’s new health care demand: let insurers charge sick people more
So, it is sort of hard to figure out a good answer here. I don't want to have to pay for the cancer treatment of someone who smoked 2 packs a day for 40 years, or for some womans pregnancy issues. I think their real issue is Obamacare is just looting a bunch of people to pay for a few, and the Republican plan is "screw them, it's their issue" (and I lean more in that direction). The real problem is that they BOTH miss the mark. It apprars there needsto be some catastrophic program that kicks in at a certain level, and fund it off some current tax rate, with a consequent cut in spending to compensate. At least that way the issue is addressed (somewhat), the looting is sort ofg restricted, and people would still get the health care. You also have to factor in the wild costs and just willy nilly "it's expensive and goes up 20% a year" stories from the whole medical world, and require some proof of costs going up before you can raise your rates. But neither side is going to have something that either works, or is reasonable, both plans do some major screwing of someone...seems to be the new political standard....I would love to see Copngress actually have to go buy their own plans themselves and then I bet they would have a much better idea of fixing it...
However...
As the ACA is currently written, it delegates effective lawmaking power to the Director of Health and Human Services. We saw that with Sibelius (and Obama himself with the waivers). That being the case, any reforms are subject to override and veto by the Director of HHS as he/she sees fit. That authority MUST be revoked for any other measure to stand with certainty. IMO, repeal is not negotiable.
Also, I think that the allopathic, AMA cabal should take the hit when they screw up...which is just about everything they do to you.
The whole system needs to be Honest, integrated and Ethical.
I will not hold my breath though...
Tort Reform would be a big step, eliminating huge judgements against providers, and allowing doctors to stop practicing defensive medicine by ordering every test and procedure under the sun, lest something be missed and they get sued for malpractice. But tell that to the trial lawyers.
The reality is that man does very little that does not involve making a profit. Medicine hasn't been a philanthropic enterprise since doctors made house calls, and accepted chickens for payment.
Even though I have worked in the field I don't know what the answer is. And yet I believe that an attitude adjustment on everyone's part is needed. Docs who spend up to 12 years or more to get their credentials need to get over the idea that being a doctor entitles them to Country Club living, a Mercedes Benz, a summer home, and private schools for the kids. Patients need to understand that not all outcomes are good, or work, that doctors are human beings and not perfect, and that a bad outcome doesn't mean that they just hit the lottery. Providers need to be able to stop overcharging some patients to pay for others, and that their new building doesn't have to be a Ritz hotel. And government needs to fully fund programs AT COST rather than passing mandates requiring services to be provided, and then reimbursing providers at 30 cents on the dollar.
However I am afraid I will never see any of these things in my lifetime. As my grandmother used to say, "Life isn't fair. You need to get used to it, and take your lumps."
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