I'm very happy to have landed in the Gulch...I am a retired millionaire who compounded a relatively small salary and wage via stock market speculation into seven-figures. Born poor, USAF veteran, and a firefighter who went to college part-time and earned a B.S. over a ten-year period and eventually became a university finance/accounting professor after a ten-year stint in healthcare management. Laissez-faire capitalism is the most efficient and effective system ever conceptualized and implemented by humans to empower individuals, foster hope, and lift them out of poverty and bankrupt social engineering.