My employer was required to have us sign paperwork showing how our insurance benefits changed in order to meet the new federal regulations. My insurance got worse. How can it be called the "Affordable Care Act" when it's going to cost me more money than before? Sure, my deductible went down, but now I have to continue to pay percentages of "co-insurance" all year long that will amount to more than what my deductible limit was before. My employer is self insured. I don't pay for my insurance policy, it's considered a perk of being employed there. It's disgusting that a self insured company is subject to government regulation. My insurance policy has been ranked one of the top policies in our county for years. Thanks American voters, or should I say looters!