Thank you for being there when you were. My parents shrugged when they paid off their house. The local economy took a hit when they closed up shop. It's a small town and theirs was the most popular local business. The town tried to change water billing rules and even parking rules requiring them to pay more and more.
Finding staff worth a damn became impossible. Folks would work for a few months then not show up, or become unreliable to the point of needing to be fired. They all collect unemployment and bad-mouth the business. The adults are worse than the younger folks. The State of Oregon does not like small businesses.

Owners of other businesses in the same field (restaurant) open on their schedules. Never consistent, quality is terrible, throw people out when they complain, etc... Then they meet at town meetings to discuss the problem with the successful business that is taking money away from the rest. The streets would be packed with cars for my folks' place, lined up down the sidewalk waiting for a table for hours, while these other places don't even open until awkward hours or when the owner feels like showing up. This was not a fancy restaurant, but a blue-collar place with a demand that the food, staff, and output were the best they could be period. My folks are happily retired in the woods, on acreage, prepared to be decoupled from the potato heads. I gave them WIJG ornaments, and they have both read the book. Atlas is a constant topic over holiday dinners.