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If we want to improve the healthcare industry, a few changes are in order:
1) Eliminate company-sponsored plans entirely. Move everything to individual plans and allow employers to deduct their contributions against taxable income. Why? Because this can eliminate the problem with prior conditions non-coverage. It gives more flexibility to individuals to find a health insurer which can provide them what they need and only what they need. Additionally, portability means that the person can take their plan with them wherever they go which is good for both the provider and the patient.
2) Eliminate all State prohibitions on entrants into the health insurance market. As it currently stands, healthcare is one of the few industries where you must pay the State for a license to practice in that State - and for which they routinely deny all applications. Government has created this pseudo-monopoly and it needs to go. This is also critical to 1) above.
3) Put statutory caps on punitive damages for medical malpractice. All these do is drive up the costs of doctor care through excessive and unneeded tests and predatory lawyers. Patients need to be told that there are no guarantees in medicine. Doctors shouldn't be held liable as long as they were following best practices.
4) Eliminate the laws requiring hospitals to take anyone who shows up in the emergency room. All this does is drive up the costs of care for everyone else. Allow such to be diverted to urgent care facilities.
That said, I’m sure I’m in the minority. My best employee worked until age 74. She died 2 weeks after leaving work. She was productive and valuable til her last day. I miss her still. I wish you luck in finding an employer who deserves you.
For about 44 years, from 13 Sept 1970 until 30 Oct 2014, I was never out of a job for more than about a week and a half at a time (and that week and a half was the most extreme case, and occurred only once; once it was about 4 days; in 1976 I walked off a job and was put to work on another one about 4 hours and 15 minutes later).
I just want a free-enterprise, laissez-faire system.
It is a classic lefty claim, intended on the sheeple. They don't think so they gobble it up.
If they did, the first thought would be" What did she pay Social Security Taxes" for all her life?
It is like all the "claims" on the left: brainless and thoughtless.
I know, and I don't even understand their claim. They want us to pay taxes regardless of whether we agree but not use gov't programs we disagree with.
Medicaid also does not pay the entire cost; its shorts the doctors' payments.
My private investments pay much better than the SS Ponzi is paying, but some ROI is better than no ROI.
Under the guise of altruism the government sells their power grab as: "for the overall good".
Once the intelligent (and "rich") can be told what they can and cannot do by the government then everything is in play and complete control of everything and everyone becomes possible to those who lust for power.
Hopefully we will see both "the rich" and doctors retiring in droves.
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