everyone wants a pass on the blame, no one wants to take responsibility for their own actions.

Hey, Robbie... here's an interesting statistic for everyone to chew on...

If you don't buy a lotto ticket, your chances of winning are ZERO. Rocket surgery, right?

If you BUY ONE ticket, you've just raised your probability of winning to maybe one in several hundred million.... BUT that's INFINITELY HIGHER odds of winning than if you didn't buy any tickets at all.

However, buying TWO tickets only raises your chances of winning to TWO chances out of that same hundreds of millions...

So you've improved your odds of winning tremendously just by buying one ticket, but negligibly for the next tickets.

THAT is 'math and statistics' for ya.... :)

Read books by Ken Fisher and MAYBE discover that many of your assumptions are dead wrong.

The market is not a gambling even unless you do NO research into what you're putting your money into. Fisher points out that the market is not a random number generator at all, but has already discounted and built into its current valuation all information available... even before 'we' see it in the mass media.

Ken's company manages my IRA and I've been with them since June of '04.. including the recent 'market crash.'

After withdrawing over $400k from my IRA and my wife's IRA since then... AND paying over $140k in fees, our combined IRAs have plummeted, ON AVERAGE, as of now, approximately 0.25% PER YEAR.

At that rate, we'll deplete our IRA savings in... wait for it.... 392 years.

I also graphed the DJIA some years back, but on semilog paper, not the usual linear graph paper that innumerate people use... I discovered that it DOES have a 'cycle,' but not the kind anyone expects.

Graph it right and you'll see that the DOW goes up for about twenty years and then bounces around FLAT for another twenty years, then resumes its upward slope.

Or don't do that and continue believing what the mainscream media has been shoveling at you all your life.

Could not have said it any better.

It's Romney's plan (actually, it's the republican alternative to Hillarycare, but Romney was the first to actually implement it, in MA), so no, we wouldn't. Don't tell me you actually BELIEVED Romney? The guy's never met a position statement he didn't like for about a minute.

And if you are a Wall Street insider and disagree, then you must commit suicide by nail gun.

Changed-yes. Better ???

you must be drunk if you think a Romney presidency would have changed anything for the better....