I wish I could say you were wrong, but I can't. If you remember they sold this as a copy of the health care system in Great Britain. I lived in a small rural town of 75 thousand a few years back. The government doctor came to town on Tuesdays. If you needed medical care you either took care of it yourself or died. if you could get into one of the big cities, and had an appointment, and your insurance card said you were rated for the treatment under government regulation and cost cutting, you might be able to get treatment. An older gentleman (about 50) had what appeared to be a mild heart attack and died three days later. There are no Paramedics in Great Britain except for those assigned to people with top level medical cards.

It hasn't been a free market in 3 generations. There is no market feedback mechanism in the medical services industry to limit spiraling costs and it has been caused by "free care" government programs and business tax deductions for employee medical insurance that created the entire demand for medical insurance. Medical insurance, both private and government backed has created the cost spiral in medical care. Universal health insurance coverage is the problem, not the solution.