Galt's Gulch
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How Hawaii made its lava disaster worse

Posted by $ nickursis 5 years, 10 months ago to Government
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Gee, Government made things worse? Nooooo I just cannot believe a benevolent peoples paradise who only wanted to make things better for all the people, would screw something up this bad. The Republicans must have done it. There is no reason why insurance companies should NOT be forced to ensure people living in a n active lava dump, as well and making up all the lost revenue from all the properties that do not pay tax when under 10 feet of hot lava. So, now the people just will HAVE to make it all up, after all, the government MUST continue, it is the whole reason the State exists, after all.....
SOURCE URL: http://thehill.com/opinion/campaign/390410-how-hawaii-made-its-lava-disaster-worse

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  • Posted by Leonid 5 years, 10 months ago
    I think it’s more complicated than that. Insurance companies provided high risk policies for centuries- Lloyd for example. They insure firefighters and stant actors and jet pilots and deep sea divers and what not. On the free market one can buy any product if he ready to pay the price. If premium of insurance is not regulated and insurance companies can charge what they want, there is no reason why they won’t insure property situated in the high risk area even without governmental coercion. However if government regulates the price of policy, than this is not a free market, price doesn’t indicate the real value and risk and becomes simply a tool of politicians. But that would happen if government regulates the price of any product. Since all prices and products are interconnected, that would mean a taking over of economy by government.
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  • Posted by term2 5 years, 10 months ago
    Although the collectivists "want" everyone to be happy and taken care of, its all based on emotion- not fact.

    Their programs simply do not work, but lack of performance is just ignored in favor of keeping the hope alive that it "could" work if dont right.

    The basis of collectivism is just flawed at its core, and will NEVER work, no matter what they do (and history proves this out time and time again).
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  • Posted by jconne 5 years, 10 months ago
    @nickursis wrote, "...at least could they spend it on something to PREVENT needing to provide all kinds of stuff AFTER the shoe drops?"

    The free market solution is to own risk and own risk avoidance. Build in a flood zone or lava flow zone and see if any free, private insurance company wants to cover the risk for a price you're willing to pay. Ahhh.. freedom!
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    • Posted by $ nickursis 5 years, 10 months ago
      Now hang on, I was speaking of the fact FEMA is reactionary, and a specific example where they could apply money to grants to allow places to actually build flood, earthquake and wind proof structures to act as emergency centers post apocalypse rather that arriving with a bunch of moldy tents and water bottles 5 days later. Free market would mean that, in this case, the schools would get money from the local area and they failed to pass a 30% increase in property taxes to pay for it. Cant say I blame them.
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  • Posted by Dobrien 5 years, 10 months ago
    Sounds similar to Houston Tx and building in the flood plains.
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    • Posted by $ nickursis 5 years, 10 months ago
      At least Texas didn't force insurance companies to join a group and have to provide insurance to them.
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      • Posted by Dobrien 5 years, 10 months ago
        Not so sure about that
        https://www.houstonchronicle.com/news...
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        • Posted by $ nickursis 5 years, 10 months ago
          Classic: "Attempts to fix flood insurance have been derailed repeatedly by special interests, political expediency and powerful lobbies that have poured hundreds of millions of dollars into congressional campaigns, a three-month examination by the Houston Chronicle reveals. Banks, builders, insurers and real estate agents — supported by property owners and allies in Congress —have combined to thwart even the most practical changes." Yep, you are correct the moochers and looters are in control, and the politicians are just as corrupt as Ayn Rand portrayed, and no one listens. These are factual stories, not fiction and yet it goes on and on. Term limits is the only fix, which is why the collective is fighting the Convention of States so hard. Grapefruit, anyone?
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  • Posted by freedomforall 5 years, 10 months ago
    Next step is getting federal assistance from FEMA so the socialists in Hawaii can loot the rest of us some more.
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    • Posted by $ nickursis 5 years, 10 months ago
      I do believe they had some threshold of loss they had to have, and they crossed it this week with the new flows, so probably....meantime, I saw some vids on youtube of places on the Left COast subject to Tsunami, where they asked for a 3 million dollar Prop Tax raise (18%) to build three new schools up and away from the high mark for any projected wave, and it got (rightly) voted down. This is where that FEMA money should go, not to idiots who build on active volcanoes.
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      • Posted by freedomforall 5 years, 10 months ago
        "FEMA" money should stay in the taxpayers pockets until a disaster strikes, and then if/when the taxpayers individually volunteer to contribute, it should be used to hire a private company to assist the people hit by the disaster ... unless they built homes on an active volcano. In that case those who were so gullible, and the government who encouraged them, should be allowed to recover using their own abilities. Experience can be a good teacher.
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        • Posted by $ nickursis 5 years, 10 months ago
          That is true, my frame of mind is, they already looted the money, so at least could they spend it on something to PREVENT needing to provide all kinds of stuff AFTER the shoe drops? The idea of having a survivable site set up, where people could congregat from a wide area AFTER the disaster and have shelter and resources to survive the unstoppable breakdown of society for the period after, is a better deal than just waiting and hoping a herd of corrupt government loons will know what to provide, when and how much. Too often they just show up with 400,000 bottles of water and three trucks of blankets and a bunch of old tents. It took over a year before the first trailers showed up after Katrina, and Cascadia is going to trash as much if not more. Spend the money on a large, earthquake proof facility, that can provide shelter and support AFTER the event, then they just need the water and blankets, and would know how many. Odd idea, thinking ahead, instead of reacting blindly.
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  • Posted by $ blarman 5 years, 10 months ago
    Just waiting for the other shoe to drop - the one where much of that lava building up from the new flows causes a cascading rockslide into the ocean which in turn triggers a massive tsunami which wipes out the West Coast (and all of Hawaii). Talk about getting FEMA involved...
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