Mine has spiked as well. The inevitable result of more government meddling... so much for that $2500.00 reduction. A structure built upon a foundation of lies.

Looks like the stock market is figuring out there will be less discretionary income this year.

In the Honolulu paper today one of two main HMOs asked for a 12.8% increase. In the years since the signing of the aca they have made the supplemental policy worthless and then for 2015 eliminated it. That way greedy people like my wife and I who each cover each other is now of zero benefit. So I dropped my insurer and saved a little money. Back to the OP yea I think this is just the first snowball in our future avalanche of costs called ACA. Only the State could call it "affordable".

Exactly. I don't like the idea of flat co pays either. It should be a percentage. That way you still have competition..

I agree. but it's not just the industry. somewhere along the line the whole concept of insurance changed. We would not think auto insurance should cover routine oil changes or replacing brake pads. sigh

The health care industry was a mess before ACA. Now it is a disaster. Think about how much extra money we wold all have if we had competition keeping costs contained.