"The administrative fix, first announced by President Obama in November, was a way to subdue public outcry from the six million and counting Americans who had their plans cancelled for failing to meet new requirements mandated by the Affordable Care Act. The law requires all health plans include 10 essential health benefits, including mental health services and ambulatory care. The newly-extended fix, which runs through Oct. 1, 2016, continues to be at the discretion of both state regulators and insurance companies."