The solution to actually fixing Health Care in America.

Posted by jsw225 7 years, 1 month ago to Economics
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Hi Guys! I wrote another blog post. This one stems from many in-person arguments with democrats about how to fix our Health Care system. Basically they can't seem to understand that if you're burning your hand on a hot plate, that a valid solution is taking your hand off the hotplate. They demand a different plan for dealing with the burns while your hand is still on the hotplate.

So in a few simple steps, I've fixed the entirety of the US Health Care system. Surprisingly the solution isn't less Capitalism, but more. Funny how that always works, right?

http://dannesrepossessions.wordpress.com...
SOURCE URL: http://dannesrepossessions.wordpress.com/2013/12/14/the-solution-to-obamacare/


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  • Posted by j_IR1776wg 7 years, 1 month ago
    Individual Rights end where government force begins. Health care will improve and costs will decline if and only if government is extracted from the equation. Oh wait wasn't that covered in the Bill of Rights?
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  • Posted by eddivision15 7 years, 1 month ago
    It seems that most are in agreement that the problem is not the "Health Care System" but rather the "Insurance System" but the government creates an even bigger "Insurance System" to fix the trouble of the original insurance system.
    It's Madness!
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  • Posted by Dargo 7 years, 1 month ago
    The law is unconstitutional, pure and simple. According to the US Constitution, the government is mandated to do FOUR things, health care and education is not one of the four. The SCOTOS said it is a tax, then the law is again unconstitutional, because it stated in the US Senate and tax laws are to start in the House, read the US Constitution
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  • Posted by khalling 7 years, 1 month ago
    1. you addressed tort reform, I don't necessarily buy your version, but agree it's necessary.
    2. you addressed the tax code problem.
    3. You addressed the scam healthcare has become.
    4. you did not explicitly address Medicare.
    5. you missed the FDA.
    6. most importantly, your rule against insurance is a violation of my natural right to free association and contract.
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    • Posted by 7 years, 1 month ago
      I am very aware that banning insurance is not freedom, and the irony of a freedom lover asking for this isn't lost on me. But the consequences of letting things go are far worse than the freedoms lost. Even though they would be lost only temporarily.

      All insurance is a gamble. And it's a gamble where no one wins. If you get sick, sure the insurance company will pay for it, but you're still sick. If you don't get sick, the insurance company still has a lot of your money which you won't be able to get back. Even if you don't get sick, the insurance company still doesn't win. They are one minor outbreak away from going broke. So much so that a lot of Insurance Companies are insured themselves to cover catastrophes.

      If any segment of society maintains insurance, my whole plan will fail.
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      • Posted by khalling 7 years, 1 month ago
        sooo- Vegas will need to dry up?
        The beginnings of insurance in the US are based in small "communities" coming together via clubs and pooling resources to hedge against uncertainty s. totally valid and private. do not step into my private right to associate. I do not care about your argument. we can have a philosophical discussion every day of the week about my poor or enlightened choice-but you do not decide for me my associations.
        merry christmas jsw
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        • Posted by 7 years, 1 month ago
          The original health insurances were Catastrophic Coverage Policies. What we have now are First Dollar Service Plans. And like I said, bad things happen any time you remove the customer from paying for the product / service. The solution to the ills of health insurance is not more health insurance.
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    • Posted by Hiraghm 7 years, 1 month ago
      1. I agree
      2. I agree, sorta. I don't understand what he means by 50% vs 90%, but my solution to the tax code problem is abolition of the 16th Amendment.
      4. he said medicare was cancelled.
      5. What about the FDA? Rather, what do you think should be done about the FDA?
      6. Please don't channel Ron Paul. I don't know of any "natural right" to free association or contract; just because you want to associate with me, you can't exercise your "right" without my cooperation... or compulsion, so I don't regard it as a "natural right".

      But, more significantly, for example, Ron Paul wants us to go back to the foreign policy of the late 18th century. So... we sink every naval vessel we have at sea, or pull them back to port and mothball them all? Fire the entire standing army we have, after pulling it all back home? And then in a month we can do whatever our new masters tell us we can do.

      Likewise, the damage has been done, and can't be undone by simply going to the "natural state", for want of a better term, that you feel is "right". Might as well not waste the time, effort and money of the rest of his reform attempts if all current insurance contracts remain legal and in effect.

      I would come up with a legal definition of "insurance", and cancel all existing insurance contracts which don't match that definition. Yup, that violates your "right" to contract, but I don't see any other way to fix and undo the damage insurance has done to the health care industry.
      So long as they can offer insurance contracts that will pay for your rubbers and headcold medicine, the cost of health care will remain higher than it needs to be.
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      • Posted by 7 years, 1 month ago
        If you put money into a Savings Account, the bank loans out 90% and keeps 10% in cash. To help provide stability for banks at the same time as growing the economy, all HSA's would be allowed to be loaned out at a 50% rate, with a 50% cash held requirement.
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      • Posted by khalling 7 years, 1 month ago
        ron paul is a straw man here.
        5. it costs a billion to come out with a new drug and years. it increases the cost of every new medical product that comes out-not just pharma-think devices, machines, apps-it's ridiculous.
        6. what the heck do you think free association means? FREE. BOTH parties have to be willing. sheesh
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  • Posted by Paguglielmo 7 years, 1 month ago
    Most importantly, you left out emergency care. Emergency care cannot normally be 'shopped around' for. So, where some of what you say seems logical, its not all practical.

    And, with tort reform, costs would go down a good bit. Dr's and facilities would not incur such high premiums and insurance prices.
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    • Posted by Boborobdos 7 years, 1 month ago
      Tort Reform does not necessarily mean costs go down. The fact is that many states have had tort reform and the price has actually gone up.

      For more details see the documentary "Hot Coffee" at: http://www.hbo.com/documentaries/hot-cof...
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      • Posted by khalling 7 years, 1 month ago
        Medical malpractice costs for doctors and hospitals have skyrocketed over the last 15 years. OB-GYN medmal is the some of the highest. The number of OB-GYN doctors have significantly decreased as a result-especially in certain states where those premiums are the highest. Med mal insurance rates are a reflection on the number of malpractice cases happening every year. Depending on the state, those claiming malpractice have 2 years-not from the date of the alleged harm but from the date of *discovery.* This increases a doctor's or hospital's risk of lawsuit significantly. Mistakes happen. Proving negligence should be difficult for the accuser and the accused should be innocent until proven guilty. Our court system has become a joke and jurors are happy to have the hospitals pay out huge punitive damages which often seem illogical to me. more like a lottery or jackpot. Of course I do not want to minimize the seriousness of malpractice but because the risk is so high many insurance companies encourage doctors to settle-which effectively rewards anyone bringing suit.
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        • Posted by Boborobdos 7 years, 1 month ago
          The issue should be to get bad doctors out of practice with patients. That just doesn't seem to come up.

          Yes, sometimes the courts are a lottery. They are also the ONLY recourse that there is for someone who has been wronged.
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          • Posted by khalling 7 years, 1 month ago
            true enough on the court syste. But that's part of a tort reform remedy. Since most med mal cases are settled due to high cost, and since every state has a professional board to self police the profession in addition to civil court system, why do you automatically assume the "problem" of skyrocketing costs are due to bad doctors? I am not suggesting that medmal does not occur. I am suggesting that considering the large settlements for cases which doctors lose and the high risk for certain specialties to be accused of med mal, like OB and Cardiology-both areas of when things go bad-they go VERY bad quickly, everytime complications and possible death occur we automatically assume BAD doctor. It's just not reasonable.
            Instead, we culturally accept that an 85 year old who is rushed to the ER with heart failure and was not able to resuscitated, was due to doctor negligence or willful error? cmon
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            • Posted by Hiraghm 7 years, 1 month ago
              The highest medical insurance, I would think, is what doctors pay for malpractice insurance.
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              • Posted by khalling 7 years, 1 month ago
                it's professional liability insurance.I don't know the actual answer to that. I would think as a profession it has to rank if not the highest, dang close. Since it's a cost of doing business and a large chunk of the cost, it is significant to our overall high cost of medical care.
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            • Posted by Boborobdos 7 years, 1 month ago
              Shucks khalling you post: "Since most med mal cases are settled due to high cost, and since every state has a professional board to self police the profession in addition to civil court system..."

              When have you EVER heard of a doctor being taken out of practice except under the most egregious pretty much criminal misconduct? They cover each other's butts.

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              • Posted by starbird56 7 years, 1 month ago
                I proof read depositions. There was a doctor who would lose privileges at one hospital, only to move to another hospital in a nearby city. This continued over and over again. I hope he eventually either retired or lost his license.
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                • Posted by Boborobdos 7 years, 1 month ago
                  Sounds like the same kind of problems society has with priests and other priests covering up.

                  They need to be doing something else besides treating people.
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