Who do the doctors work for? Themselves or the collective? "Total Non Profit"? How do the doctors and hospitals replace worn out equipment? Revenues must exceed costs or any business must go out of business.

Socialism? Where did you get that idea. Is a food co-op socialism? This is as libertarian as it gets.

A group of like minded individuals band together to share in their medical bills. As a group they sort out the real world experiences of the members as to money in and money out to strike the right balance between actual usage and the amount everyone puts in per month. The group has its own board to decided what is covered and not. They operate as a non profit to keep as much money in for actual medical expenses, not salaries, commissions, advertising, government lobbying, etc. They do not get involved one bit in any medical decisions as they leave that to you and the doctor. Plus, they place NO RESTRICTIONS on what doctor or hospital you use domestic or foreign (English Billing). I am still trying to spot the socialism in that?! Because its a group of people? What? Elaborate please, just tossing out hyperbole is not a position or a response.