This is yet another reason the government needs to stay out of the market

Posted by $ blarman 11 years, 1 month ago to Government
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What I love is that apparently nobody thought to actually check the maps before they made them live!

(Or worse, they just didn't care.)

(Or even more diabolical, they knew the maps were incorrect and colluded with the insurance companies...)
SOURCE URL: http://www.foxnews.com/politics/2014/12/31/homeowners-drowning-in-flood-insurance-bills-over-fema-map-errors/


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  • Posted by LetsShrug 11 years, 1 month ago
    They don't think, they don't care, and they ARE trying to ruin us... it is intentional and comes from all directions.
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    • Posted by Timelord 11 years, 1 month ago
      This is certainly true of government as an entity and often true of individuals in government. I think the level of evil varies from agency to agency and increases in step with pay grade.
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  • Posted by Flootus5 11 years, 1 month ago
    Oh, great..... I live on a high dry flat topped ridge in the high desert of Northeastern Nevada just short of 6000 foot elevation. So, our insurance will probably go up because of an incompetent or agenda driven government bureaucrat.

    But also, I am a pretty good ArcGIS user (Geographic Information Systems) and I have seen the blatant production of questionable maps using questionable data to "prove" global warming and other enviro driven politics. Don't get me wrong, ArcGIS is a hugely powerful and wonderful tool, but a tool nonetheless. Like a gun, it is a tool that can be used for good or bad by the intention of the user. The suggestion that a FEMA map maker may be pushing a climate change agenda within his little world is not preposterous.
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    • Posted by ewv 11 years, 1 month ago
      A FEMA flood plain official once told me that "everything is in a flood plain, even the top of a mountain. It's only a matter of what the contours are."
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  • Posted by freedomforall 11 years, 1 month ago
    Power corrupts.
    They never "care" because they are always right (might makes right.)
    Collusion, definitely possible.
    Since Lincoln was elected liberty has been at the whim of corporatocracy.
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  • Posted by johnpe1 11 years, 1 month ago
    it's like the appraiser raising the estimated value
    of your property, and then the tax assessor changing
    the rate at the same time -- the net effect is that
    you pay just enough $$ more to satisfy them,
    without you becoming so incensed that you appeal
    the appraisal. . death of freedom by a thousand
    small cuts!!! -- j

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  • Posted by salta 11 years, 1 month ago
    Insurance companies classify risk based on general postcode. It brings in more homes to repay the total flood costs.
    If you really are in a flood-safe location, try insuring for all risks except flood (it wouldn't surprise me if you can't do that)
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  • Posted by Herb7734 11 years, 1 month ago
    If ever a situation deserved the designation of "Catch 22" this is it. It gets me wondering how many more of these situations exist throughout the country. I suspect that San Diego is not alone. I reside in a low flood area while two blocks from my house in what seems to be the exact same geographical situation it is designated a high risk flood zone. Maybe true, maybe not. In any case, there are large swatches of empty land there because no one wants to build in a designated flood zone, mostly because of the enormous tax. There are buildings in that area that have been there since the 20s and 30s with nary a flood. Ever.
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  • Posted by barwick11 11 years, 1 month ago
    This has been a big issue in Michigan for a long long time. People living right near enough to Lake Erie, Lake Huron, and the smaller (but connected to the firggin' Great Lakes) Lake St. Clair, have been forced to buy flood insurance. Seriously? Insurance in case somehow the entire freaking Great Lakes somehow flood?
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  • Posted by wiggys 11 years, 1 month ago
    civil servants otherwise known as welfare recipients not only do not know what they are doing but DO NOT CARE if their actions cause the non-welfare recipient problems. That is S.O.P. for government.
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  • Posted by 45frank 11 years, 1 month ago
    Has there ever been a government employ who was competent? Wonder if anyone was disciplined or fired over this?
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    • Posted by Timelord 11 years, 1 month ago
      That's the biggest problem! Nobody will be fired or disciplined. For one, the union contracts make it very difficult to fire anyone. Furthermore, chances are the map updates were contacted out to a private company.

      Generally, to hold a contractor responsible requires cooperation and effort between agency departments or even between agencies. Even at the state level that's difficult and it's much worse at the federal level.

      I was once contracted to a state agency through a federal contact. (I like to think I was one of the competent ones.) The contract with my company explicitly held us unaccountable for accomplishing the work they were hired to do. This sounds terrible, and it IS terrible, but my boss explained the reason to me...

      The government agencies, our customer, tended to be disorganized and incompetent. No surprise. They also tended to change the project specifications repeatedly. When you need them to make a decision about anything or provide you with something you need (information or physical items), it could take days or weeks to get it.

      If you worked under those conditions you wouldn't want to be held responsible, either! The biggest benefit to government in hiring a contractor was that they could demand that I be replaced - my only "protection" was my competence, and when the multi-year project was done so was I. No pension, medical liabilities or trying to find me a new project. In my case I must have made the agency happy because I always volunteered to do random small projects that the Staties would grumble about. They were totally not covered by my Statement of Work but I hated idle time, of which there was plenty.
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    • Posted by Timelord 11 years, 1 month ago
      I've met plenty of competent government employees, but that doesn't make them effective or productive.

      Because of the union contract there is no reward for good work or negative consequences for poor work. The capable ones often grow resentful that their incompetent neighbor makes more money or has a higher title just because they've been warming a chair for a longer time.
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    • Posted by $ 11 years, 1 month ago
      I have a brother-in-law who works for the State Tax Commission, and he's a good guy. I've known a couple of FBI agents who were stand-up guys. That being said, the preponderance of people I've met in government work there because it's a secure job - not because of their overwhelming competence, imagination, or drive. I've often posited how (or even if) it would be possible to move to running government more like a business, but I'm not really sure if it would work.
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