This article has a lot of things right, but it basically blames capitalism, and since government had effectively made capitalism unprofitable using regulations, we don't have capitalism.
Other than that the article does point out a lot of results that happened due to government interventions. They don't point out that this has been going on since 1913 when the federal reserve act gave the banking cartel control of government and began the widespread debt slavery of the People.It is a return to feudalism. It was the plan and it has taken over 100 years, but the plan has succeeded.
How many people today ever pay off their mortgages?

Excerpt:
"Classic feudalism was a system where a wealthy land-owning nobility (the 1%) controlled the peasant class of workers known as serfs (everyone else). The elites provided serfs with a small piece of land on which to live. Although they paid taxes, generally, serfs owned no property, had no economic power or upward mobility. During the Middle Ages, as much as 90% of Europe’s population fell into this category.
Sound familiar?
I admit it’s not a perfect comparison, but it’s something worth considering — especially given what’s happening not just with housing but with land ownership in general. In our system, owning real estate is the most common vehicle for wealth accumulation. So what happens when only the wealthiest Americans can afford to own property?"